In 2025, the limits for FHA loans in Pearl-River, Neshoba county, MS, are set as $356,362 for a single-family home, $456,275 for 2-unit properties, $551,500 for 3-unit buildings, and $685,400 for properties with 4 units.
Conventional loan limits reach up to $548,250 for a single-family residence, $702,000 for homes with 2 units, $848,500 for 3-unit structures, and $1,054,500 for buildings housing 4 units.
To see the best FHA rates today, use our FHA calculator, which will also help determine required downpayments, income levels, credit status, reserves, and necessary documents for application and approval.
The Lendersa® calculator gives you the ability to compare the FHA loan rates and terms against all other loan programs, such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, offering a comprehensive exploration and comparison.
By gathering data from thousands of lenders, Lendersa® rapidly aligns loan options with your specific financial circumstances and needs.
The Loan Limits Comparison Table for 2025 in Pearl-River county of Neshoba, MS, provides a thorough review and comparison of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Explore different qualification requirements like income, reserves, and credit with the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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