As of 2026, the FHA loan limit for a single-family residence in the county of Oktibbeha, located within Mississippi-State, MS, is set at $356,362. For 2-units, the limit is $456,275, for 3-units it is $551,500, and for 4-units, the limit reaches $685,400.
Regarding conventional loans, the maximum amount for a single-family home stands at $548,250. The cap for 2-unit properties is $702,000, for 3-units it is $848,500, and for 4-units, it is $1,054,500.
By using our FHA calculator, you can find today's most competitive FHA rates and discover the downpayment, income, credit score, reserves, and necessary documents to qualify.
The Lendersa® calculator allows for a side-by-side comparison of FHA rates and terms with rates and terms from various other loan programs. Additionally, you can explore diverse options including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
Lendersa® accesses data from numerous lenders and quickly aligns it with your specific financial profile and requirements, offering you rapid comparisons.
Check out the Loan Limits Comparison Table for 2026 within Oktibbeha, MS at Mississippi-State county. This table compares the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. For comparing qualification criteria, such as income, reserves, and credit requirements, make use of Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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