As of 2026, the FHA loan limits in Philadelphia county of Neshoba, MS are as follows: $472,030 for single-family homes, $604,400 for two-unit dwellings, $730,525 for three-unit properties, and $907,900 for four-unit buildings.
For conventional loans, the maximum amounts for a single-family residence stand at $726,200. Two-unit residences have a limit of $929,850, three-unit properties go up to $1,123,900, and four-unit homes are capped at $1,396,800.
Utilize our FHA calculator to find today’s premier FHA rates and calculate the necessary down payment, income, credit requirements, reserves, and documentation required to qualify.
With the Lendersa® calculator, you can compare the rates and terms of FHA loans alongside those of other loan programs, such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans with FHA.
Lendersa® retrieves extensive loan program data from thousands of lenders, and quickly contrasts it with your specific financial profile and needs.
Refer to the Loan Limits Comparison Table for 2026 in Philadelphia county of Neshoba, MS for information on maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate qualification requirements like income, reserves, and credit, make use of the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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