In 2026, FHA loan limits in the county of Pearl River, found in Poplarville, MS, are set at $472,030 for a single-family home. If you're looking at 2-unit properties, the limit is $604,400, for 3-unit homes it's $730,525, and 4-units are limited to $907,900.
For conventional loans, the maximum amount for a single-family residence is $726,200. For 2-unit homes, it's $929,850, for 3-units you're looking at $1,123,900, and for 4-unit buildings, the max is $1,396,800.
Our FHA calculator allows you to discover today’s best FHA rates and helps you determine the necessary downpayment, income, credit, reserves, and documents needed to qualify.
The Lendersa® calculator enables a comparison of FHA rates and terms with those of various other loan programs. These include Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA comparisons.
Lendersa® leverages data from a vast number of lenders to quickly align it with your specific financial profile, ensuring a personalized comparison in seconds.
Check out the Loan Limits Comparison Table for 2026 in Poplarville county of Pearl River, MS. This table compares maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To analyze requirements such as income, reserves, and credit, make use of the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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