For 2026 in Wiggins county, part of Stone, MS, the FHA loan limit is $472,030 for a single-family home. For properties with 2 units, the limit is $604,400, for 3 units it is $730,525, and for 4 units, it is $907,900.
The highest amount possible for conventional loans is $726,200 for one-family homes, $929,850 for 2 units, $1,123,900 for 3-unit homes, and $1,396,800 for 4 units.
Our FHA calculator helps you find today's best FHA rates and checks the downpayment, income, credit, reserves, and documents necessary to qualify.
You can use the Lendersa® calculator to compare FHA rates and terms against all other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® compiles data from thousands of lenders and compares it with your unique financial profile and requirements almost instantly.
The Loan Limits Comparison Table for 2026 in the county of Stone, MS, in Wiggins enables comparisons of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. To evaluate qualification needs such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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