In 2026, the FHA loan limits for Pass-Christian county, in Harrison, MS, are set as follows: $356,362 for a single-family home, $456,275 for homes with two units, $551,500 for properties with three units, and $685,400 for four-unit buildings.
For conventional loans, the highest allowable borrowing for a single-family home is $548,250. For two-unit properties, the limit is $702,000, for three units it's $848,500, and for four-unit residences, it is $1,054,500.
Employ our FHA calculator to access today’s most attractive FHA rates and figure out necessary down payments, income criteria, credit score requirements, reserve needs, and documentation for qualification.
The Lendersa® calculator allows you to compare the rates and terms of FHA loans with those of other programs. Delve into options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA loans.
Lendersa® pulls data from thousands of lenders, allowing for a swift comparison against your individual financial profile and requirements.
The Loan Limits Comparison Table for 2026 in Pass-Christian county, Harrison, MS offers insight into maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To explore qualification needs, including income, reserves, and credit, consider using the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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