For the year 2026, the FHA loan limits in Picayune county of Pearl River, MS have been set. They include $472,030 for single-family homes, $604,400 for two-unit properties, $730,525 for three-unit buildings, and $907,900 for four-plexes.
Conventional loans have distinct limits too, with a maximum amount for single-family residences at $726,200, for two-units it's $929,850, for three-units it's $1,123,900, and four-unit houses have a limit of $1,396,800.
Access our FHA rate calculator to discover current optimal FHA rates and calculate the necessary down payment, income, credit, reserve requirements, and documentation needed to be eligible.
The Lendersa® calculator offers a tool to compare FHA rates and terms with those of other loan programs. Review Conventional, Jumbo, VA, USDA, Non-QM, and hard-money loans alongside FHA options.
Lendersa® collects vast loan program data from thousands of financial institutions and contrasts it with your personal financial situation and requirements in mere seconds.
Examine the Loan Limits Comparison Table for 2026 in Picayune county of Pearl River, MS to compare the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), as well as hard money loans. For a comprehensive look at qualification criteria such as income, reserves, and credit, benefit from the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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