For 2026, the FHA loan limits in Bigfork county, located in Flathead, MT, have been set as follows: $553,150 for a single-family home; for two-unit properties, the limit is $708,150; for three-unit properties, it's $855,950; and for four-unit properties, the cap is $1,063,750.
The ceiling for conventional loan amounts on a single-family residence is $726,200. For homes with two units, the limit is $929,850; for three-unit residences, it goes up to $1,123,900; and for four units, it tops out at $1,396,800.
By using our FHA calculator, you can discover today's prime FHA rates and assess the requirements such as the necessary downpayment, income, credit score, reserves, and documentation for qualification.
The Lendersa® calculator allows you to contrast FHA rates and terms with those of other available loan programs, including conventional loans, jumbo loans, VA, USDA, non-QM, and hard money loans. Explore and compare these options alongside FHA offerings.
Lendersa® aggregates extensive data on loan programs collected from numerous lenders, quickly matching this with your specific financial profile and needs.
The Loan Limits Comparison Table for 2026 in Bigfork county, within Flathead, MT, facilitates a comparison of maximum loan amounts across FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. To compare qualification requirements such as income, reserves, and credit, the Lendersa® Super Loan Integrated Qualifier (SLIQ™) can be used.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $553,150 | $708,150 | $855,950 | $1,063,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $353,200 | $353,200 | $353,200 | $353,200 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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