For the year 2025, the FHA loan limit in Polson county, which is part of Lake, MT, has been set at $472,030 for a single-family home. For duplexes, the cap is $604,400, for triplexes, it is $730,525, and for buildings with four units, it is $907,900.
The highest loan amounts for conventional loans in a single-family dwelling are $726,200. For two-unit properties, it is set at $929,850, for three-unit homes it reaches $1,123,900, and for four-unit structures, the limit is $1,396,800.
Utilize our FHA calculator to access today's best FHA rates and figure out what downpayment, income, credit score, reserves, and documents are required for qualification.
The Lendersa® calculator enables a comparison of FHA rates and terms with those of other loan programs, including conventional, jumbo, VA, USDA, non-QM, and hard money loans, helping you make informed financial decisions.
Lendersa® swiftly compiles loan program data from thousands of lenders, analyzing it in alignment with your unique financial profile and needs.
Loan Limits Comparison Table for 2025 in Polson, part of Lake county, MT, facilitates comparisons across various loan types: FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money. For comparing eligibility standards such as income, reserves, and credit requirements, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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