The FHA loan limits for 2025 in Whitefish county of Flathead, MT are $553,150 for single-family homes, $708,150 for properties with two units, $855,950 for those with three units, and $1,063,750 where four units are involved.
The maximum amounts for conventional loans are $726,200 for single-family houses, $929,850 for homes with two units, $1,123,900 for three-unit residences, and $1,396,800 for four-unit buildings.
Our FHA calculator offers you the opportunity to determine today's best FHA rates, calculate the down payment, and establish income, credit, reserves, and necessary documents required to qualify.
The Lendersa® calculator allows comparison between FHA rates and terms and those from other loan programs. Consider options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, in line with FHA terms.
Lendersa® rapidly retrieves vast amounts of loan program data from numerous lenders, efficiently aligning it with your financial details and requirements.
The Loan Limits Comparison Table for 2025 for Whitefish county of Flathead, MT, lists maximum amounts for various programs including FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for insights into requirements such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $553,150 | $708,150 | $855,950 | $1,063,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $353,200 | $353,200 | $353,200 | $353,200 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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