In the year 2025, the FHA loan limit in Columbia-Falls county of Flathead, MT stands at $378,350 for a single-family home. For two units, the limit is $484,350; for three units, it's $585,450; and for four units, the limit rises to $727,600.
The maximum loan amount available for conventional loans on a single-family house is $548,250, for two units it is $702,000, for three units, $848,500, and for four units, $1,054,500.
Make use of our FHA calculator to discover today's top FHA rates and to determine all necessary components such as downpayment, income, credit requirements, reserves, and documentation essential for qualification.
The Lendersa® calculator is a tool that helps you compare FHA rates and terms with those of every other loan program. This includes conventional, jumbo, VA, USDA, non-QM, and hard money loans, all lined up against FHA options.
Lendersa® pulls vast loan program data from thousands of lending entities and swiftly compares it with your individual financial circumstances and needs.
This year's loan limits comparison table for 2025 in Columbia-Falls county, Flathead, MT, allows comparisons among FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. To scrutinize qualification needs such as income, reserves, and credit scores, you can utilize Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $378,350 | $484,350 | $585,450 | $727,600 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $302,600 | $302,600 | $302,600 | $302,600 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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