2025 FHA (Government Loans) Limits for Billings, Yellowstone County, Montana

For 2025, the FHA loan limits in Billings, Yellowstone, MT are $472,030 for a single-family home, $604,400 for two-unit properties, $730,525 for three-unit buildings, and $907,900 for four-unit residences.

Conventional loan maximums are set at $726,200 for single-family homes. Two units have a limit of $929,850, three units $1,123,900, and four units $1,396,800.

Use our FHA calculator to discover today's best FHA rates, as well as determine down payment, income, credit, reserves, and document requirements for qualification.

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The Lendersa® calculator lets you compare FHA rates and terms with those of various other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.

Lendersa® collects data from thousands of lenders and rapidly compares it with your personal financial situation and needs.

The Loan Limits Comparison Table for 2025 in Billings, Yellowstone, MT outlines maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate qualification requirements such as income, reserves, and credit scores.

Loan limits Billings county of Yellowstone, MT

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


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