In the year 2026, the FHA loan limits in Lockwood, located within Yellowstone county of MT, are structured as follows: for a single-family home, the limit is set at $472,030; for two units, it is $604,400; for three units, it extends to $730,525; and for four units, the maximum reaches $907,900.
When considering a conventional loan, the maximum borrowable amount on a single-family residence comes to $726,200. For properties with two units, the limit is $929,850; for three units, it's $1,123,900; and for four units, you can borrow up to $1,396,800.
Utilize our FHA calculator to discover today’s best FHA rates and identify essential factors like downpayment, required income, credit scores, reserves, and documentation needed to qualify.
The Lendersa® calculator offers a helpful tool to juxtapose FHA rates and terms with those of alternative loan programs. This includes exploring conventional, jumbo, VA, USDA, non-QM, and hard money loans in comparison with FHA.
Lendersa® gathers extensive loan program data from numerous lenders and rapidly analyzes it in relation to your personal financial scenario and requirements.
For 2026, compare the maximum allowable loan amounts in Lockwood, Yellowstone county, MT across FHA, conventional conforming, jumbo, USDA, VA, none-QM, super jumbo, reverse mortgage (HECM), and hard money categories. For analyzing qualification needs like income, reserves, and credit, apply the tools within Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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