For 2026, FHA loan limits in Laurel, within Yellowstone, MT, are $472,030 for single-family homes, $604,400 for 2-unit properties, $730,525 for 3-units, and $907,900 for 4-units.
The maximum available for conventional loans is $726,200 on a single-family residence, with $929,850 for 2 units, $1,123,900 for 3 units, and $1,396,800 for structures containing 4 units.
Use our FHA calculator to access today’s best FHA rates and calculate down payments, income needs, credit requirements, reserves, and the documentation necessary for qualification.
The Lendersa® calculator helps you compare FHA rates and terms against other loan options. Look into programs such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® efficiently gathers comprehensive data from thousands of lenders, offering a quick comparison tailored to your specific financial profile and needs.
The Loan Limits Comparison Table for 2026 in Laurel, Yellowstone, MT displays maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, HECM (Reverse Mortgage), and hard money. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualification requirements including income, reserves, and credit details.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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