In 2026, the FHA loan limits in Lewistown within Fergus county, MT, are established at $472,030 for a single-family home. The limit increases to $604,400 for properties with two units, $730,525 for three-unit structures, and to $907,900 for buildings with four units.
The upper limit for conventional loan amounts on a single-family house is $726,200. For houses with two units, it is capped at $929,850, increases to $1,123,900 for three units, and reaches $1,396,800 for four-unit homes.
To find today’s top FHA rates and evaluate the necessary qualifications like the downpayment, income levels, credits, reserves, and required documents, you can utilize our precise FHA calculator.
With the help of the Lendersa® calculator, users can compare the rates and terms of FHA loans against those of all other loan programs. This includes conventional loans, jumbo loans, VA, USDA, Non-QM, and hard money options. The comparison covers a comprehensive range of borrowing possibilities.
Lendersa® efficiently compiles extensive data on loan programs from a large number of lenders and promptly matches it with your particular financial circumstances and requirements.
The Loan Limits Comparison Table for 2026 in the county of Lewistown, based in Fergus, MT, presents a detailed comparison across FHA, conventional conforming, jumbo, USDA, VA, None-QM, super jumbo, reverse mortgage (HECM), and hard money loan ceilings. For examining precise qualification criteria such as income requirements, reserves, and credit scores, use the advanced features of Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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