FHA Loan Limits for Lewistown, Fergus County, MT in 2025

In 2025, the FHA loan limits in Lewistown within Fergus county, MT, are established at $472,030 for a single-family home. The limit increases to $604,400 for properties with two units, $730,525 for three-unit structures, and to $907,900 for buildings with four units.

The upper limit for conventional loan amounts on a single-family house is $726,200. For houses with two units, it is capped at $929,850, increases to $1,123,900 for three units, and reaches $1,396,800 for four-unit homes.

To find today’s top FHA rates and evaluate the necessary qualifications like the downpayment, income levels, credits, reserves, and required documents, you can utilize our precise FHA calculator.

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Examine Your Loan Possibilities in Lewistown, MT

With the help of the Lendersa® calculator, users can compare the rates and terms of FHA loans against those of all other loan programs. This includes conventional loans, jumbo loans, VA, USDA, Non-QM, and hard money options. The comparison covers a comprehensive range of borrowing possibilities.

Lendersa® efficiently compiles extensive data on loan programs from a large number of lenders and promptly matches it with your particular financial circumstances and requirements.

The Loan Limits Comparison Table for 2025 in the county of Lewistown, based in Fergus, MT, presents a detailed comparison across FHA, conventional conforming, jumbo, USDA, VA, None-QM, super jumbo, reverse mortgage (HECM), and hard money loan ceilings. For examining precise qualification criteria such as income requirements, reserves, and credit scores, use the advanced features of Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Lewistown county of Fergus, MT

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • First Federal Bank and Trust
  • 671 Illinois Street, Sheridan, WY, 82801
  • First Federal’s financial soundness allows us to be a strong partner in ensuring the stability and growth of our community. Since 1935, First Federal has been guided by sound banking principles that have led to protecting our clients’ money and lending to businesses and consumers responsibly.
  • High Peaks Federal Credit Union
  • 222 S Pacific Street, Dillon, MT, 59725
  • High Peaks Federal Credit Union helped members reach their goals for 60 years by providing quality, low-cost financial products and convenient services. As a not-for-profit financial cooperative, we return earnings to our members in the form of higher dividends, lower loan rates and a full range of products and services.
  • Pioneer Federal Savings and Loan
  • 32 N. Washington St, Dillon, MT, 59725
  • Pioneer Federal Savings and Loan Association is dedicated to providing quality services and products to its customers all the while remaining financially strong and adding value to the quality of life in the communities it services. We are proud to have served our communities for over 100 years by helping our neighbors fulfill their dreams.
  • Bank of Montana
  • 125 Bank Street, Suite 100, Missoula, MT, 59802
  • We offer a full range of deposit and loan services, featuring some of the most competitive rates in the country. One of our specialties is government-enhanced loans such as those provided in conjunction with the Montana Board of Investments, the Small Business Administration, the U.S. Department of Agriculture, and other state and federal programs.
  • Montana Educators Credit Union
  • 2000 South Russell Street, Suite 1, Missoula, MT, 59801
  • MECU has been a reliable resource for Missoulians, who are looking for more than an ordinary banking experience. In 1996 we began as a financial cooperative for school employees in Missoula, Mineral, Granite and Sanders counties, but expanded to serve all Missoula County residents in 1998. We are an independent credit union
  • Missoula Mortgage Inc
  • 1721 South Ave W, Missoula, MT, 59801
  • Missoula Mortgage, Inc. is dedicated to helping you, and we will always keep your best interest in mind. To get started, just give us a call. You can also fill out the online mortgage application. One of our professional Mortgage Originators will contact you to go over your particular situation
  • Galipeau Mortgage LLC
  • 945 Wyoming Street, Apt 217, Missoula, MT, 59801
  • Mortgage Planning Specialist and Owner of Galipeau Mortgage has been helping clients achieve their home ownership goals. Jackie is passionate about her industry & has built her highly respected career on earning the trust of her clients and partners by providing honest, well-communicated & knowledge-based lending experiences with on-time results!
  • Creative Finance & Investments
  • 1821 South Ave W, Suite 407, Missoula, MT, 59801
  • CFI has been committed to always lend a professional and personal touch to every transaction. With our extensive experience in the cash flow industry you can count on us to offer you the best options, and a premium price for your Private Mortgages & Notes.Our trusted and knowledgeable staff can address your concerns, answer your questions.