For 2025, the FHA loan limit within Libby, located in Lincoln, MT, is specified as $472,030 for a single-family dwelling. For properties with two units, it is $604,400, for three units, $730,525, and for four-unit homes, the limit is $907,900.
In terms of conventional loans, the highest loan amount for a single-family residence is $726,200. For duplexes, it's set at $929,850, for triplexes $1,123,900, and for four-unit properties, the limit reaches $1,396,800.
To find today’s leading FHA rates and assess what's needed for qualification—including downpayment, income requirements, credit, reserves, and documentation—employ our FHA calculator.
Evaluate and compare loan offers from a array of 100 lenders
The Lendersa® calculator allows for a thorough assessment of FHA rates in comparison with all other loan program rates and terms, including conventional, jumbo, VA, USDA, non-QM, and hard money loans.
Lendersa® rapidly processes data from thousands of lenders, aligning this information swiftly with your unique financial situation and needs.
For 2025, the Loan Limits Comparison Table in Libby county, part of Lincoln, MT, aids in comparing limits across FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. To review qualification requirements such as income, reserves, and credit, the Lendersa® Super Loan Integrated Qualifier (SLIQ™) should be used.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
