In the year 2026, the FHA loan limits for Wolf-Point county, situated in Roosevelt, MT, are set at $356,362 for a single-family home. For two-unit properties, the limit is $456,275; for three units, it rises to $551,500; and for four-unit residences, the maximum is $685,400.
The maximum loan amounts for conventional loans on a single-family residence is $548,250. For two-unit residences, the limit is $702,000; for homes with three units, it increases to $848,500; and for four units, the cap is $1,054,500.
Utilize our FHA calculator to uncover today’s best FHA rates and determine the necessary downpayment, income requirements, credit standards, reserves, plus the documents required to qualify.
The Lendersa® calculator helps you to compare FHA rates and terms with those of other loan programs, including conventional, jumbo, VA, USDA, non-QM, and hard money options. Explore these alternatives in relation to FHA.
Lendersa® assimilates comprehensive loan program information from thousands of lenders, rapidly aligning it with your specific financial situation and needs.
The Loan Limits Comparison Table for 2026 in Wolf-Point, within Roosevelt county, MT, assists in comparing the maximum loan amounts across various loan types such as FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money. For evaluating qualification criteria like income, reserves, and credit scores, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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