2026 FHA (Government Loans) Limits for Miles-City, Custer County, Montana

In 2026, the FHA loan limit for Miles-City in Custer, MT stands at $356,362 for single-family homes, $456,275 for 2-units, $551,500 for 3-unit buildings, and $685,400 for 4-unit residences.

The conventional loan maximum for a single-family home is $548,250, $702,000 for 2-units, $848,500 for 3-units, and $1,054,500 for 4-units.

Utilize our FHA calculator to discover today’s best FHA rates and determine the down payment, income, credit, reserves, and documents needed for qualification.

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Explore loan choices in Miles-City, MT

With the Lendersa® calculator, compare FHA rates and terms with those of other loan programs. Discover options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.

Lendersa® sources loan data from thousands of lenders, offering quick comparisons tailored to your financial profile and needs.

The Loan Limits Comparison Table for 2026 in Miles-City, Custer, MT covers FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maxima. To assess criteria like income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Miles-City county of Custer, MT

SFR 2 Units 3 Units 4 Units
FHA $356,362 $456,275 $551,500 $685,400
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $285,000 $285,000 $285,000 $285,000
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Miles-City FHA Lenders

  • Little Horn State Bank
  • 835 North Center Avenue, Hardin, MT, 59034
  • Lends in Montana
  • In 1919 a small group of men gathered together with an ambitious scheme: start a bank in Wyola, Montana that would provide area farmers and ranchers with a reliable bank to support their community and take care of their customers. The bank was named Little Horn State Bank and word quickly spread that not only would these folks listen to their custo

  • Carla Marinko - Stockman Bank
  • 402 N Broadway, Billings, MT, 59101
  • Lends in Montana
  • Stockman Bank is a Montana born company built on western values, focused on creating long-standing relationships through integrity, expertise and results. We are the largest private, family owned bank in Montana. Founded 1953, in Miles City by William Nefsy, we are Montana's premier financial center for personal, business, agriculture,

  • Western Security Bank
  • 2812 1st Avenue North, Billings, MT, 59101
  • Lends in Montana
  • Western Security Bank is a full service, community focused organization serving those who live and work in Yellowstone County, Montana. With conveniently located branches from Laurel to Lockwood, we offer more locations than any other financial institution serving the Billings area.

    Western Security Bank, A Division of Glacier Bank,

  • Wallinder Mortgage Brokers
  • 746 Grand Avenue, Billings, MT, 59101
  • Lends in Montana
  • "We are 'Your Home Town Mortgage Store'
    We shop America's Top Lender for the best real estate home loan, suited to your needs.
    No extra cost to you! Great Rates! More loan options for you! Lenders with NO Banking ‘overlays’. NO ‘Extra’ loan restrictions. Helping home buyers and owners for over 20 years!"

  • Valley Credit Union
  • 207 North Broadway, Billings, MT, 59101
  • Lends in Montana
  • Valley Credit Union has proudly served citizens within the Big Sky Country, which now includes 11 counties across Montana and Wyoming. From the beginning, we were founded on the promise to provide accommodating, personalized service, as well as top-notch financial services to our members. Those founding principles are the same driving force

  • Guardian Mortgage
  • 705 5th St W, Billings, MT, 59101
  • Lends in Montana
  • Our mortgage company in Billings, MT brings over 60 years of experience and knowledge to every situation. We can work with your current finances and find the right product for your needs. With our help, you can live in the home of your dreams sooner than you ever thought possible.

  • Division Mortgage Group
  • 1320 Division St, Billings, MT, 59101
  • Lends in Montana
  • Division Mortgage Group specializes in every type of purchase and refinance mortgage including: FHA, VA, Conventional, Rural Housing, etc. Whether purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced mortgage professionals are committed to providing our customers

  • Rocky Mountain Bank (Montana)
  • 2615 King Avenue West, Billings, MT, 59108
  • Lends in Montana
  • We offer our employees unlimited opportunities for career development, growth and the ability to contribute to the vitality of your community. Our clients choose to bank with us because of our robust product offerings, high-touch service, and commitment and impact in our communities.

  • Universal Lending Home Loans
  • 2646 Grand Ave, Suite 2, Billings, MT, 59102
  • Lends in Montana
  • Universal Lending Corporation was founded nearly 40 years ago on the principle that our customers deserve individual and specialized attention throughout the mortgage process. This is why we have one of the highest rates of repeat borrowers in the business. Our mortgage professionals embrace our passion for customer care

Also lends in Montana

  • First Federal Bank and Trust
  • 671 Illinois Street, Sheridan, WY, 82801
  • First Federal’s financial soundness allows us to be a strong partner in ensuring the stability and growth of our community. Since 1935, First Federal has been guided by sound banking principles that have led to protecting our clients’ money and lending to businesses and consumers responsibly.