This year, 2026, the FHA loan limits for Hillsborough county in Orange, NC are $602,600 for single-family homes, $771,450 for properties with two units, $932,500 for three-unit structures, and $1,158,850 for four-unit buildings.
For conventional loans, the maximum loan amount is $726,200 for a single-family residence, $929,850 for two-unit homes, $1,123,900 for three-unit properties, and $1,396,800 for a residence with four units.
Our FHA calculator can help you find the best FHA rates available today. It will also assist you in calculating your downpayment, and evaluate the income, credit, reserves, and documentation you'll need to qualify.
With the Lendersa® calculator, compare the rates and terms of FHA loans with various other loan programs. Consider Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans in your comparisons.
Lendersa® aggregates data from an extensive network of lenders, providing rapid comparisons tailored to your financial circumstances and requirements.
In the Loan Limits Comparison Table for 2026 in Hillsborough county, Orange, NC, examine maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for comparing requirements like income, reserves, and credit score.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $602,600 | $771,450 | $932,500 | $1,158,850 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $404,800 | $404,800 | $404,800 | $404,800 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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