In the year 2026, the FHA loan limits in Fairview county, which is a part of Union, NC, are set at $472,030 for a single-family home. For two-unit properties, the limit is $604,400, while three-unit homes have a cap of $730,525, and for four-unit residences, the limit extends to $907,900.
When it comes to conventional loans, the maximum amount for a single-family residence is $726,200. For two-unit properties, the threshold is set at $929,850, for three-unit homes, it is $1,123,900, and for houses with four units, the maximum amount is $1,396,800.
Utilize our FHA calculator to view the best FHA rates available today and to calculate what is necessary for qualification, including downpayment, income requirements, credit score, reserves, and documentation.
The Lendersa® calculator allows for a direct comparison of FHA rates and terms against all other loan programs. This includes evaluating FHA alongside Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans.
Lendersa® gathers comprehensive loan program data from thousands of lending institutions, quickly collating this information to match your financial profile and needs.
The Loan Limits Comparison Table for 2026 in Fairview county, located within Union, NC, offers a detailed juxtaposition of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate qualifying requirements such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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