In the year 2026, the FHA loan limit for the county of Union in Monroe, NC is set at $472,030 for a single-family dwelling. The limit extends to $604,400 for two-unit dwellings, $730,525 for three-unit structures, and $907,900 for properties with four units.
When considering conventional loans, the maximum amounts are $726,200 for single-family homes, $929,850 for two-unit properties, $1,123,900 for three-unit residences, and $1,396,800 for those with four units.
Make use of our FHA calculator to find today's top FHA rates and calculate necessary requirements such as down payment, income, credit ratings, reserves, and required documentation to qualify.
The Lendersa® calculator allows comparison between FHA rates & terms and other lending programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans. Assess these options alongside FHA offerings.
Collecting data from thousands of lenders, Lendersa® quickly evaluates loan programs against your specific financial profile and needs.
The Loan Limits Comparison Table for 2026 for the county of Union in Monroe, NC facilitates comparison of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan limits. To review qualification criteria like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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