For 2026, FHA loan limits in Hamlet county of Richmond, NC are $472,030 for single-family homes, $604,400 for two units, $730,525 for three units, and $907,900 for four-unit residences.
Maximum amounts for conventional loans are $726,200 on a single-family dwelling, $929,850 for homes with two units, $1,123,900 for three units, and $1,396,800 for four-unit properties.
Use our FHA calculator to discover today's best FHA rates and determine the required downpayment, income, credit standing, reserves, and necessary documents to qualify.
The Lendersa® calculator allows comparisons between FHA rates and terms and those of other loan types. Consider options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® quickly gathers loan program data from thousands of lenders, syncing it with your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Hamlet county of Richmond, NC provides a comparison of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate qualification criteria, including income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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