In 2025, the FHA loan limit in Laurinburg county of Scotland, NC is $472,030 for a single-family home. For two units, it is $604,400, for three units, $730,525, and $907,900 for four units.
The maximum for conventional loans on a single-family residence is $726,200, with $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units.
Use our FHA calculator to discover today’s best FHA rates and figure out the downpayment, income, credit, reserves, and documents needed to qualify.
The Lendersa® calculator enables comparisons of FHA rates & terms with other loan programs like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Using data from thousands of lenders, Lendersa® offers tailored comparisons to match your financial profile.
The 2025 Loan Limits Comparison Table in the county of Scotland, NC allows you to compare FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan amounts. For qualification requirements such as income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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