In 2026, the FHA loan limits set for Kitty-Hawk county, within Dare, NC, are as follows: $396,750 is designated for a single-family home, $507,900 for properties with 2 units, $613,950 for 3-unit homes, and $763,000 for 4-unit residences.
The cap on conventional loans for a single-family residence is $548,250. For 2-unit properties, the limit is $702,000, it extends to $848,500 for 3 units, and for properties containing 4 units, the maximum is $1,054,500.
Utilize our FHA calculator to find today's best FHA rates and assess essential aspects like downpayment, required income, credit score, reserves, and necessary documentation to qualify.
The Lendersa® calculator enables you to compare the rates and terms of FHA loans against those of various other loan programs. Delve into and evaluate Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® compiles loan program data from thousands of lenders, offering rapid comparisons against your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Kitty-Hawk county, part of Dare, NC, provides an examination of the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualification requirements, such as income, reserves, and credit standards.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $396,750 | $507,900 | $613,950 | $763,000 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $317,400 | $317,400 | $317,400 | $317,400 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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