For 2025, in Nags-Head county of Dare, NC, the established FHA loan limits are listed as: $396,750 for a single-family home, $507,900 for properties with two units, $613,950 for three-unit homes, and $763,000 for residences with four units.
The cap for conventional loan amounts on a single-family residence is $548,250. For homes with two units, it extends to $702,000, while for those with three units, it reaches $848,500, and for four units, it's $1,054,500.
Utilize our FHA calculator to explore today’s best FHA rates and assess necessary criteria for qualification, including downpayment, income requirements, credit evaluation, reserve funds, and documentation.
The Lendersa® calculator empowers you to compare FHA rates and terms with those of all other loan options. Engage with Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans while evaluating alongside FHA.
Pulling data from thousands of lenders, Lendersa® quickly compares these against your unique financial profile and specific needs.
The Loan Limits Comparison Table for 2025 in Nags-Head county of Dare, NC, details maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualification factors like income, reserves, and credit conditions.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $396,750 | $507,900 | $613,950 | $763,000 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $317,400 | $317,400 | $317,400 | $317,400 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
