In the year 2026, the FHA loan limits for Southern-Shores county of Dare, NC, are set at $396,750 for a single-family home, $507,900 for two-unit properties, $613,950 for three units, and $763,000 for four-unit homes.
Conventional loans have a maximum amount of $548,250 for single-family homes, $702,000 for two units, $848,500 for three-unit structures, and $1,054,500 for those with four units.
Use our FHA calculator to review today’s optimal FHA rates and evaluate the necessary details for qualification, including downpayment, income level, credit, reserves, and documentation.
The Lendersa® calculator allows you to compare FHA rates and terms with a variety of other loan programs. Delve into and analyze options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® draws in loan program data from thousands of lenders, swiftly comparing it against your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Southern-Shores county of Dare, NC, offers a comprehensive view of the maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualification criteria such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $396,750 | $507,900 | $613,950 | $763,000 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $317,400 | $317,400 | $317,400 | $317,400 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
Southern-Shores FHA Lenders |
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