For 2026, FHA loan limits in Kill-Devil-Hills, county of Dare, NC, are $396,750 for a single-family home, $507,900 for two-unit properties, $613,950 for three units, and $763,000 for four-unit homes.
The maximum permissible loan amount for conventional loans on a single-family residence is $548,250. For two-unit homes, the limit is $702,000, for three units it's $848,500, and for four-unit properties, it's $1,054,500.
Our FHA calculator offers today’s best FHA rates, helping you determine what you need in terms of downpayment, income, credit, reserves, and documents to qualify.
With the Lendersa® calculator, compare FHA rates and terms with other loan options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans. Explore all possibilities.
Lendersa® aggregates data from thousands of lenders to instantly match your financial profile with suitable lending programs.
The 2026 Loan Limits Comparison Table for Kill-Devil-Hills, within Dare county, NC, lets you compare maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. The Lendersa® Super Loan Integrated Qualifier (SLIQ™) will help you understand qualification criteria such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $396,750 | $507,900 | $613,950 | $763,000 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $317,400 | $317,400 | $317,400 | $317,400 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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