For 2026, the FHA loan limit in Marshville county within Union, NC is set at $472,030 for a single-family home, $604,400 for properties with two units, $730,525 for three-unit residences, and $907,900 for those with four units.
When considering conventional loans, the maximum for a single-family dwelling is $726,200. For two-unit homes, the cap reaches $929,850, increasing to $1,123,900 for those with three units, and expands to $1,396,800 for four-unit properties.
Utilize our FHA calculator to discover today’s top FHA rates and determine the requirements for qualification, including downpayment, income level, credit score, reserves, and necessary documentation.
The Lendersa® calculator equips you to compare FHA rates and terms against those of various other loan programs. Explore and analyze options including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, all alongside FHA.
Lendersa® collects vast amounts of loan program data from thousands of lenders, and promptly aligns this information with your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Marshville county located within Union, NC, provides an in-depth comparison of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate qualification factors such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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