As of 2026, FHA loan limits in Plymouth county of Washington, NC are as follows: $472,030 for a single-family home, $604,400 for 2-unit properties, $730,525 for those with 3 units, and $907,900 for homes with 4 units.
The maximum amount for conventional loan financing on a single-family residence is defined as $726,200. For two-unit residences, it reaches $929,850, for three units, the cap is $1,123,900, and for four units, the ceiling is $1,396,800.
Use our FHA calculator to see today’s top FHA rates and compute important figures like downpayment, income factors, credit profile, reserves, and necessary documents to qualify.
The Lendersa® calculator lets you compare the rates and terms of FHA loans alongside those from all other loan programs. Thoroughly explore Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, with FHA options.
Lendersa® aggregates comprehensive data from thousands of lenders, delivering rapid, tailored comparisons against your unique financial profile and requirements.
The Loan Limits Comparison Table for 2026 in Plymouth county of Washington, NC provides a detailed comparison of the maximum loan amounts available for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money offerings. To assess qualification criteria like income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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