During 2026, the FHA loan limits applicable in Washington county of Beaufort, NC are defined as $472,030 for a single-family residence, $604,400 for properties with 2-units, $730,525 for 3-unit homes, and $907,900 for those with 4 units.
In terms of conventional loans, the maximum permissible amount for a single-family dwelling is $726,200. For a 2-unit structure, it amounts to $929,850, for homes with 3 units it's $1,123,900, and for 4-unit houses, the threshold is $1,396,800.
Consult our FHA calculator to uncover today’s premier FHA rates, along with evaluating necessary downpayment, income, credit requirements, reserves, and documentation needed to qualify.
Compare diverse loan offers from a range of 100 lenders to secure the most suitable financial deal for yourself.
The Lendersa® calculator empowers you to contrast FHA rates and terms against those from all other loan programs. Dive into detailed comparisons of Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans against FHA offerings.
Through obtaining loan programs data from a vast network of lenders, Lendersa® processes and aligns this data efficiently with your distinct financial profile and needs.
The Loan Limits Comparison Table for 2026 in Washington county of Beaufort, NC facilitates the analysis of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate qualification needs such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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