As of 2026, the FHA loan limits in River-Road county of Beaufort, NC are determined as follows: $356,362 for a single-family home, $456,275 for 2-unit residences, $551,500 for those with 3 units, and $685,400 for 4-unit properties.
The maximum amounts allowed for conventional loans on a single-family house are $548,250, $702,000 for 2-unit homes, $848,500 for 3 units, and $1,054,500 for 4-unit buildings.
Our FHA calculator is a useful tool to check the best FHA rates today and to ascertain necessary elements like downpayment, income, credit history, reserves, and documentation required for eligibility.
The Lendersa® calculator facilitates the comparison of FHA rates and terms against other loan programs. This includes evaluating options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® collects extensive loan program data from thousands of lenders and efficiently matches it to your personal financial profile and requirements.
The Loan Limits Comparison Table for 2026 in River-Road county, located in Beaufort, NC, offers comparisons of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualification requirements like income, reserves, and credit, utilize Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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