For 2025, the FHA loan limits applicable in the county of Southport, which is part of Brunswick, NC, are set at $472,030 for a single-family dwelling, $604,400 for a property with two units, $730,525 for homes with three units, and $907,900 for those with four units.
As for conventional loans, the maximum amount for a single-family residence is $726,200. For two-unit dwellings, the limit increases to $929,850, for three-unit structures it reaches $1,123,900, and for four-unit homes, it caps at $1,396,800.
Our FHA calculator can assist you in finding the day's best FHA rates and calculating necessary factors for qualification such as downpayment, income levels, credit requirements, reserves, and documentation.
The Lendersa® calculator allows for an effective comparison between FHA rates and terms and those of various other loan programs. It enables you to explore options including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® aggregates extensive loan data from thousands of lenders, offering quick comparisons tailored to your specific financial profile and needs.
For 2025, the Loan Limits Comparison Table in Southport county, within Brunswick, NC, presents a detailed look at maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare qualification requirements such as income, reserves, and credit conditions.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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