2026 FHA Loan Limits for Yadkinville, Yadkin County, North Carolina

For 2026 in Yadkinville county, part of Yadkin, NC, the FHA loan limits are as follows: $472,030 for single-family homes, $604,400 for properties with two units, $730,525 for those with three units, and $907,900 for homes with four units.

Conventional loans max out at $726,200 for a single-family residence, $929,850 for two units, $1,123,900 for three-unit homes, and a limit of $1,396,800 for four-unit properties.

To evaluate today’s ideal FHA rates and assess required elements like downpayment, income, credit, reserves, and documentation needed to qualify, utilize our FHA calculator.

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The Lendersa® calculator empowers you to compare FHA rates and terms with the various programs available in the market. These include Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, all in comparison with FHA.

Lendersa® collects loan program data from thousands of lenders, enabling swift comparisons based on your distinct financial needs and profile.

The Loan Limits Comparison Table for 2026 in Yadkinville county, within Yadkin, NC, facilitates a comprehensive review of the maximum loan amounts available through FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money vehicles. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualification requirements, including income, reserves, and credit standards.

Loan limits Yadkinville county of Yadkin, NC

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Yadkinville FHA Lenders

  • Piedmont Advantage Credit Union
  • 3530 Advantage Way, Winston Salem, NC, 27103
  • Lends in North Carolina
  • Piedmont Advantage is a member owned financial cooperative that provides quality financial products and caring solutions. At Piedmont Advantage, members always come first.

    This credit union is federally insured by the NCUA.

    Non-deposit investment products and services are offered through CUSO Financial Services

  • Allegacy Federal Credit Union
  • 1691 Westbrook Plaza Blvd., Winston Salem, NC, 27103
  • Lends in North Carolina
  • At Allegacy Federal Credit Union, we believe the answer is in the balance. It’s being wise in the choices you make. It’s pursuing wellness on every level. It’s working actively toward your goals, powered by the belief that you can get there. With humble roots in Winston-Salem and as one of the top performing credit unions in North Carolina

  • Carolina Farm Credit
  • 146 Victory Lane, Statesville, NC, 28625
  • Lends in North Carolina
  • Carolina Farm Credit is a stockholder-owned cooperative providing financing to full and part-time farmers and agricultural-related businesses and also provides financing for the construction and purchase of homes in 54 counties through 29 branch offices. Other financial services available are life insurance, appraisal services, leasing programs

  • NorthSide Mortgage Group, LLC
  • 176 N Renfro Street, Mount Airy, NC, 27030
  • Lends in North Carolina
  • NorthSide Group was formed in 2008 by the merger of two local financial firms owned and operated by Carmen and Stan Smith. Whether you are buying a home or refinancing, anywhere in Mount Airy, NC. We are committed to helping you realize and achieve your dream of homeownership, save on your current payment or get the most equity out of your home.

  • Home Realty and Mortgage
  • 1620 Martin Luther King Jr Ave, Suite 101, Salisbury, NC, 28144
  • Lends in North Carolina
  • Home Realty and Mortgage, a real estate and mortgage brokerage firm located in Salisbury, North Carolina, is best known for providing exceptional real estate and mortgage services since 2002. Home Realty and Mortgage is built on Dedication, Communication, Determination, and Trust.

  • Tideline Financial LLC
  • 211 West Lexington Avenue, Suite 101, High Point, NC, 27262
  • Lends in North Carolina
  • Tideline Financial Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of North Carolina. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team of mortgage brokers

  • Bank of Oak Ridge
  • 8050 Fogleman Rd, Oak Ridge, NC, 27310
  • Lends in North Carolina
  • Established in 2000, Bank of Oak Ridge is a community bank dedicated to delivering Spectacularly Local banking. With Triad locations in Oak Ridge, Greensboro, High Point and Summerfield, North Carolina, we focus on providing personalized, convenient banking services close to home and work

  • Edgewater Residential Capital Inc
  • 344 Rolling Hills Road, Suite 204B, Mooresville, NC, 28117
  • Lends in North Carolina
  • EDGEWATER Residential Capital offers a variety of products from the most competitive lenders to meet your individual requirements. We specialize in Conventional, Jumbo, Super Jumbo, ARMS, VA, Refinance FHA, USDA loans and we offer 100% financing on USDA and VA loans.We make the process of securing a mortgage simple and straightforward.

  • IMG Mortgage Greensboro
  • 5574 Garden Village Way, Suite B-3, Greensboro, NC, 27410
  • Lends in North Carolina
  • Integrity Mortgage Group offers wide range of lending programs, including first time home buyer/FHA loans as well as loans for well-established customers thinking about second homes, vacation homes, investment properties, rental units, and "fixer-uppers." We also have a variety of money-saving refinancing options.

  • First Carolina Mortgage
  • 102 Dolley Madison Road, Greensboro, NC, 27410
  • Lends in North Carolina
  • At First Carolina Mortgage, we have been proudly serving the Greensboro, Triad, North Carolina area since 1990. We strive to render professional service in a friendly atmosphere. Our loan officers have the skills and experience to meet your lending needs. Customer satisfaction will always be our top priority.