In 2026, the FHA loan limits in Beulah, within Mercer county, ND, are as follows: $472,030 for a single-family residence, $604,400 for a two-unit home, $730,525 for a three-unit building, and $907,900 for a four-unit property.
For conventional loans, the maximum allowable for a single-family home is $726,200, with limits of $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units.
Utilize our FHA calculator to check today's best FHA rates and calculate the downpayment, income requirements, credit score, reserves, and documentation needed for qualification.
The Lendersa® calculator allows you to compare the terms and rates for FHA loans alongside all other types of loans, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Using data from thousands of lenders, Lendersa® quickly assesses and matches loan programs to your specific financial profile and needs.
The Loan Limits Comparison Table for 2026 in Beulah, part of Mercer, ND, shows comparisons of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare criteria such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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