As of 2026, the FHA loan limits in Dickinson, situated within Stark county in ND, are set at $472,030 for single-family residences. Additionally, the limits are $604,400 for two-unit homes, $730,525 for triplexes, and $907,900 for four-unit properties.
For conventional loans, the maximum allowable amount for a single-family home stands at $726,200. Duplexes can qualify for up to $929,850, three-unit buildings have a limit of $1,123,900, and four-unit properties can go up to $1,396,800.
Our FHA calculator is a useful tool for reviewing current best rates, and it helps in assessing key qualification criteria such as downpayment, income, credit score, available reserves, and necessary documents.
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Utilize the Lendersa® calculator to efficiently evaluate FHA rates and terms alongside other lending programs’ conditions, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Leveraging data from thousands of lending institutions, Lendersa® quickly aligns various loan programs with your particular financial circumstances and needs.
The Loan Limits Comparison Table for 2026 in Dickinson, Stark county, ND, presents comprehensive data on the maximum amounts available for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For comparative analysis of requirements like income, reserves, and credit standards, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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