FHA Loan Max Loan amount for Bismarck, Burleigh County, ND in 2026

As of 2026, the FHA loan limits in Bismarck county of Burleigh, ND, stand at $472,030 for single-family homes, $604,400 for properties with two units, $730,525 for three-unit residences, and $907,900 for those with four units.

The maximum amounts for conventional loans are established as $726,200 for a single-family residence. Two-unit homes have a ceiling of $929,850, rising to $1,123,900 for three units, and reaching $1,396,800 for four-unit buildings.

Utilize our FHA calculator to explore today’s most favorable FHA rates and determine necessary qualifications such as the required downpayment, income standards, credit profile, reserves, and documentation.

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The Lendersa® calculator provides the functionality to compare FHA rates and terms with a wide variety of other loan programs. Examine alternatives like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA products.

Lendersa® extracts comprehensive data from thousands of lenders and quickly aligns it with your unique financial profile and requirements.

The Loan Limits Comparison Table for 2026 in Bismarck county within Burleigh, ND, delivers detailed insights into maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate qualification standards such as income, reserves, and credit criteria, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Bismarck county of Burleigh, ND

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Bismarck FHA Lenders

  • Starion Bank
  • 333 North 4th Street, Bismarck, ND, 58502
  • Lends in North Dakota
  • Starion Bank is a $1.6 billion family-owned Bank providing Banking, mortgage, insurance and investment services for individuals, families and businesses across the Midwest. As an independent supercommunity Bank, we have the same services and technology as larger Banks, yet we offer personal service, make decisions locally.

  • Capital Credit Union ND
  • 204 W. Thayer Ave, Bismarck, ND, 58501
  • Lends in North Dakota
  • Capital Credit Union in North Dakota has proudly served members since 1936. Explore our personal and business banking solutions including auto loans, home equity loans, mortgage loans, checking accounts, savings accounts, business loans and more. Bank online or at any of our ND branches within Bismarck, Fargo, Beulah, Mandan, Hazen or New Salem.

  • Assure Home Mortgage
  • 1110 College Drive, Suite 207, Bismarck, ND, 58501
  • Lends in North Dakota
  • At Assure Home Mortgage you will get very low rates and low closing costs. Your Loan experience starts amazing and stays amazing over the loans term. We keep the process easy, seamless and you are in constant communication on the process the whole time. We help you secure a home purchase or refinance with today’s lowest BEST rate options

  • Bravera
  • 320 N. 4th St., Bismarck, ND, 58501
  • Lends in North Dakota
  • We are Bravera, an employee- and director-owned company of advisors who help build the financial strength, stability and growth of every community to which we belong. We’re driven to serve you, coming together to forge new paths to help you achieve your business and personal goals.

    From small towns to larger cities,

  • Dakota Community Bank and Trust
  • 1727 State St, Bismarck, ND, 58501
  • Lends in North Dakota
  • Dakota Community Bank & Trust, N.A. is your locally-owned hometown bank. We pride ourselves on our employees and the service they provide. You can expect financial security and personalized service at any one of our 11 locations in South Western North Dakota.
    The word ""community""​ in Dakota Community Bank & Trust, N.A

  • Vue Community Credit Union
  • 818 E Main Ave, Bismarck, ND, 58501
  • Lends in North Dakota
  • Vue Community Credit Union is a Bismarck-based credit union with world-class service offerings. Our members receive localized service, while also having access to their money from anywhere through credit cards, online transactions, telephone and e-mail correspondence. Vue Community Credit Union's vision is to provide the best financial products.

  • eLendingNow
  • 400 E. Broadway Ave, Suite 303, Bismarck, ND, 58501
  • Lends in North Dakota
  • eLendingNow was established in Bismarck North Dakota in 2001.Since the beginning, eLendingNow has been committed to helping you find the right home mortgage for your needs. We understand that every borrower is different, and we offer a variety of home loans designed to meet your individual situation.

  • America's Home Loans LLC
  • 110 N. 3rd Street, Bismarck, ND, 58501
  • Lends in North Dakota
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan

  • GATE CITY BANK
  • 304 E Rosser Ave, Bismarck, ND, 58501
  • Lends in North Dakota
  • Gate City Bank’s privilege to be a hometown bank that provides excellent service that is convenient, friendly, and personalized. We are proud to be the #1 mortgage lender in North Dakota with locally approved and financed home loans. Gate City Bank is also unique in offering our checking customers.

  • Kirkwood Bank & Trust
  • 2911 North 14th Street, Bismarck, ND, 58503
  • Lends in North Dakota
  • Kirkwood Bank & Trust was chartered by the North Dakota Department of Banking and Financial Institutions in February 1975 as Bank of Kirkwood Plaza. In 1981, Bank of Kirkwood Plaza was sold to a Fargo banker and re-named Dakota Bank & Trust Company. The bank was sold to its present stockholders in 1987 and re-named Kirkwood Bank & Trust.