For 2026, the FHA loan cap in Jamestown, Stutsman county, ND, is set at $472,030 for single-family residences. Duplexes have a limit of $604,400, triplexes are limited to $730,525, and four-unit homes can go up to $907,900.
Conventional loans allow a maximum of $726,200 for single-family homes, $929,850 for duplexes, $1,123,900 for triplexes, and $1,396,800 for four-unit properties.
Employ our FHA calculator to find out the top FHA rates of the day and evaluate the needed downpayment, income, credit score, reserves, and documentation to meet the qualifications.
With the help of the Lendersa® calculator, you can assess and compare FHA rates and terms with those from other loan programs. This includes Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® collects comprehensive loan data from thousands of lenders, enabling a quick match to your financial profile and requirements.
Consult the Loan Limits Comparison Table for 2026 in Jamestown, Stutsman, ND, to see maximum loan figures for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare standards for income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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