For 2026, the FHA loan limits in Devils-Lake, Ramsey county, ND, are as follows: for single-family homes, it is $356,362; for two-unit properties, it is $456,275; for three-unit buildings, it is $551,500; and for four units, the limit is $685,400.
With conventional loans, the highest loan amount for a single-family residence is $548,250. It is $702,000 for a duplex, $848,500 for triplexes, and $1,054,500 for four-unit homes.
Our FHA calculator can help you find today’s top FHA rates and calculate necessary requirements such as downpayment, income, credit, reserves, and documents.
The Lendersa® calculator allows you to compare FHA rates with those of various loan types, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
By analyzing data from thousands of lenders, Lendersa® matches loan programs to your specific financial needs and profile in seconds.
The Loan Limits Comparison Table for 2026 in Devils-Lake, Ramsey county, ND, provides a side-by-side comparison of max loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgages (HECM), and hard money loans. Compare qualification criteria such as income, reserves, and credit using the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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