In the year 2025, the FHA loan limits set for Lexington county, situated in the region of Dawson, NE, are defined as follows: a single-family residence can qualify for a loan up to $603,750. Furthermore, a duplex or two-unit property is allowed a limit of $772,900, whereas a three-unit structure has a limit of $934,250. For those with four units, the maximum loan reaches $1,161,050.
Regarding conventional loans, the cap on a single-family home's loan amount is $726,200. When it comes to dual-unit properties, the maximum is $929,850. For homes that include three units, the upper limit extends to $1,123,900, and for four-unit properties, the absolute limit extends to $1,396,800. This framework permits a variety of financing possibilities according to property size.
To gauge modern FHA rates and discern the essential down payment requirements, income specifications, credit details, reserve necessities, and supporting documents required for qualification, employ our comprehensive FHA calculator.
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The Lendersa® calculator stands as an effective instrument for making comparisons in terms of both rates and conditions applied to FHA loans and those existing within various other loan options. Delve into and juxtapose a spectrum of financing solutions including Conventional loans, Jumbo loans, VA loans, USDA loans, Non-QM loans, and hard money financing, each against FHA offerings.
Lendersa® acquires extensive loan program details from an impressive number of lending institutions, and within seconds, matches these programs to your specific financial profile and required needs, providing tailored loan comparisons.
For 2025, utilize the Loan Limits Comparison Table in Lexington county, across Dawson, NE, to assess the maximum loan caps available for FHA, Conventional Conforming, Jumbo loans, USDA loans, VA loans, None-QM loans, Super Jumbo loans, Reverse Mortgages (HECM), and hard money options. Additionally, to effectively analyze qualification standards such as income thresholds, reserve necessities, and credit prerequisites, utilize the Lendersa® Super Loan Integrated Qualifier, famously known as SLIQ™.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $603,750 | $772,900 | $934,250 | $1,161,050 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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