For 2026, the FHA loan limits in the county of Phelps, within Holdrege, NE are detailed as follows: $472,030 for single-family homes, $604,400 for duplexes, $730,525 for triplexes, and $907,900 for four-unit properties.
The highest amount you can borrow for conventional loans on a single-family home is $726,200, with $929,850 for 2-unit, $1,123,900 for 3-unit, and $1,396,800 for 4-unit residences.
Utilize our FHA calculator to discover today's best FHA rates and assess necessary qualifications like down payment, income, credit score, reserves, and required documents.
Use Lendersa®'s calculator to scrutinize FHA rates and terms alongside all other loan program options, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® aggregates loan data from a multitude of lenders and quickly aligns it with your specific financial circumstances and aims.
In 2026, compare the loan limits for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money within Holdrege, Phelps county, NE. For detailed qualifications such as income, reserves, and credit, take advantage of Lendersa®'s Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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