2026 FHA (Government Loans) Limits for Cozad, Dawson County, Nebraska

In 2026, FHA loan limits for Cozad county within Dawson, NE are specified as $603,750 for single-family homes, $772,900 for two-unit properties, $934,250 for three-unit buildings, and $1,161,050 for four-unit structures.

For conventional loans, the maximum amount is $726,200 for a single-family home. Two-unit residences can secure loans up to $929,850, three-unit homes up to $1,123,900, and four-unit residences up to $1,396,800.

To determine the best FHA rates available today and assess the necessary downpayment, income, credit, reserves, and documentation to qualify, use our FHA calculator.

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Explore loan options in Cozad, NE

With the Lendersa® calculator, you have the ability to compare FHA rates and terms with other loan programs. Evaluate offerings including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans against FHA.

Lendersa® gathers extensive loan program data from thousands of lenders and matches it to your unique financial profile, providing personalized comparisons rapidly.

The Loan Limits Comparison Table for 2026 in Cozad county of Dawson, NE allows comparisons of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For insights into qualification requirements such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Cozad county of Dawson, NE

SFR 2 Units 3 Units 4 Units
FHA $603,750 $772,900 $934,250 $1,161,050
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Cozad FHA Lenders

  • First State Bank Nebraska
  • 605 10th Street, Gothenburg, NE, 69138
  • Lends in Nebraska
  • We can guide you to the right loan amount and best program for you. Based on standard lender guidelines, we'll get you a good idea of what kind of terms and loan program you can expect to benefit most from. We'll guide you through the process and make it worry-free to improve your interest rate.

  • Pathway Bank
  • 306 High Street, Cairo, NE, 68824
  • Lends in Nebraska
  • Pathway Bank is a progressive and independent community bank with approximately $167M in assets. A full-service financial institution, proactively seek and deliver innovative, competitive products and services that exceed expectations and support the people and communities we serve.

  • Adams Bank & Trust
  • 315 N Spruce St, Ogallala, NE, 69153
  • Lends in Nebraska
  • Adams Bank & Trust is a growing commercial bank in Nebraska, Colorado and Kansas that is committed to promoting local economic growth through business, agricultural and consumer lending. Founded in 1916, the bank remains locally owned and privately held, and has grown to well over a billion dollars in assets.

  • Home Federal Bank
  • 221 S Locust St, Grand Island, NE, 68801
  • Lends in Nebraska
  • Home Federal Bank To provide solutions to our customers that enhance their financial security in the most convenient and efficient way possible while striving to provide the most value and return to our stakeholders. Home Federal Bank was founded by Buck Beltzer in May of 1935. Home Federal Bank's first office was located in the Grand Island.

  • Heartland Bank - Nebraska
  • 896 G Street, Geneva, NE, 68361
  • Lends in Nebraska
  • Heartland Bank is a family-owned, community bank serving the financial needs of Central Nebraska for over a century. We specialize in Personal, Business and Agricultural Banking. Our vision is to be a growing organization providing leadership that improves the lives of customers, associates and communities.

  • Columbus Bank and Trust Company
  • 2501 13th Street, Columbus, NE, 68601
  • Lends in Nebraska
  • Columbus Bank and Trust Company is a locally owned, home town bank that originally opened its doors on February 2, 1935 and has remained in local ownership for over 80 years. The original owners were R.V. Prokop, J.H. Moeller, and W.E. Barkley. The Bradley Family took ownership in 1938 and retained ownership until July of 2013.

  • The Jones National Bank and Trust Company of Seward
  • 203 So. 6th Street, Seward, NE, 68434
  • Lends in Nebraska
  • Jones Bank serves Seward, Milford, Valparaiso and the surrounding communities. At Jones Bank our philosophy of “Neighbors Helping Neighbors” reflects our attitude of helpfulness and community support. As a leading Nebraska community bank, we continually invest in the individuals and businesses in our communities.

  • Farmers & Merchants Bank
  • 617 1st St, Milford, NE, 68405
  • Lends in Nebraska
  • At Farmers & Merchants Bank your vision is our vision, and we’ll always match our products and services to what you need to reach your goals Our mission is to grow our communities and keep them strong with competitively priced, high-quality personal business and ag products and services that meet and exceed your financial needs. We’re here to help

  • Bankfirst Nebraska
  • 100 North 13th Street, Norfolk, NE, 68701
  • Lends in Nebraska
  • We are a locally owned, full service bank based in Norfolk, Nebraska with locally managed branches across Nebraska and Iowa. We have been serving our communities for over 50 years. BankFirst is the local bank you can trust. With 12 locations spread across Nebraska and Iowa, we are invested in the communities we serve.

  • Elkhorn Valley Bank and Trust
  • 404 South 25th Street, Norfolk, NE, 68702
  • Lends in Nebraska
  • Elkhorn Valley Bank & Trust is a full-service bank with 8 locations in Norfolk, Wayne, Pierce & Albion, NE. Each branch is staffed with experienced & knowledgeable personnel. We provide banking, lending, wealth management, & insurance services to our customers. Elkhorn Valley Bank & Trust continues to be the leader in servicing the financial needs.