For the year 2025, the FHA loan limit in Kearney county within Buffalo, NE is set at $472,030 for a single-family home. It is $604,400 for two units, $730,525 for three units, and goes up to $907,900 for four-unit homes.
The highest allowable amount for conventional loans on single-family properties is $726,200. For two-unit residences, it rises to $929,850, for three-unit properties, it reaches $1,123,900, and for four-unit buildings, the maximum is $1,396,800.
You can use our FHA calculator to uncover the best available FHA rates today and determine the down payment, income, credit score, reserves, and necessary documents for qualification.
The Lendersa® calculator assists in comparing the rates and terms of FHA loans with other programs like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Drawing information from a vast network of lenders, Lendersa® can rapidly provide comparisons based on your specific financial profile and needs.
The Loan Limits Comparison Table for the year 2025 in Kearney county of Buffalo, NE outlines the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. To evaluate the qualification requirements like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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