2026 FHA (Government Loans) Limits for Ogallala, Keith County, Nebraska

For the year 2026, the FHA loan limits designated for Ogallala county, within Keith, NE, include several tiers based on property size: $472,030 for a standard single-family home, escalating to $604,400 for a property containing two units, $730,525 for three-unit structures, and reaching $907,900 for four-unit buildings.

The highest loan amount permissible for conventional loans on various property sizes starts with $726,200 for a single-family residence. This extends to $929,850 for two-unit homes, advances to $1,123,900 for three-unit properties, and culminates at $1,396,800 for a four-unit dwelling.

To discern today's premier FHA rates and determine the essential requirements for eligibility, such as downpayment, income, credit status, reserves, and necessary documentation, use our FHA calculator.

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Evaluate your loan choices in Ogallala, NE

The Lendersa® calculator acts as a versatile tool that facilitates the comparison of FHA loan rates and terms against a myriad of alternative loan options. This includes an exploration of Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.

Lendersa® consolidates and processes vast amounts of loan program data from thousands of different lenders. It then compares and contrasts this data against your specific financial profile, providing you with tailored and precise information in a matter of moments.

The Loan Limits Comparison Table for 2026 in Ogallala county of Keith, NE provides detailed comparisons of maximum loan amounts available across a variety of loans, from FHA and Conventional Conforming to Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For a deeper investigation into qualification requirements such as income, reserves, and credit, engage with the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for a profound analytical approach.

Loan limits Ogallala county of Keith, NE

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Ogallala FHA Lenders

  • Adams Bank & Trust
  • 315 N Spruce St, Ogallala, NE, 69153
  • Lends in Nebraska
  • Adams Bank & Trust is a growing commercial bank in Nebraska, Colorado and Kansas that is committed to promoting local economic growth through business, agricultural and consumer lending. Founded in 1916, the bank remains locally owned and privately held, and has grown to well over a billion dollars in assets.

  • First State Bank Nebraska
  • 605 10th Street, Gothenburg, NE, 69138
  • Lends in Nebraska
  • We can guide you to the right loan amount and best program for you. Based on standard lender guidelines, we'll get you a good idea of what kind of terms and loan program you can expect to benefit most from. We'll guide you through the process and make it worry-free to improve your interest rate.

  • Banner Capital Bank
  • 205 State St, Harrisburg, NE, 69345
  • Lends in Nebraska
  • In 1964, we opened our doors under the brilliant blue skies of Harrisburg, Nebraska—a rural farming community in the heart of The Nebraska Panhandle. One firm handshake at a time, we earned the trust of our customers, allowing us to expand and create new relationships around Nebraska and then into Wyoming.

  • Pathway Bank
  • 306 High Street, Cairo, NE, 68824
  • Lends in Nebraska
  • Pathway Bank is a progressive and independent community bank with approximately $167M in assets. A full-service financial institution, proactively seek and deliver innovative, competitive products and services that exceed expectations and support the people and communities we serve.

  • Home Federal Bank
  • 221 S Locust St, Grand Island, NE, 68801
  • Lends in Nebraska
  • Home Federal Bank To provide solutions to our customers that enhance their financial security in the most convenient and efficient way possible while striving to provide the most value and return to our stakeholders. Home Federal Bank was founded by Buck Beltzer in May of 1935. Home Federal Bank's first office was located in the Grand Island.

Also lends in Nebraska

  • Pinnacle Bank – Wyoming
  • 2000 Main Street, Torrington, WY, 82240
  • Pinnacle Bank is a Dinsdale family-owned banking organization that began in 1938. Our Wyoming roots stretch way back to the early 1900s with banks throughout agricultural communities in the state. In 1972, we joined Pinnacle Bancorp. Now we serve families and businesses from the hot springs of Thermopolis to the edge of the Black Hills in Newcastle

  • Guild Mortgage Company
  • 7124 Commons Drive, Unit 3, Cheyenne, WY, 82009
  • Guild Mortgage has become one of the nation’s leading independent ‭mortgage providers by following a ‭simple rule—doing what’s right for our customers.
    When you choose Guild, you get:
    - A commitment closing your loan on time
    - A wide array of ‭specialized products and programs for every type of homebuyer

  • Western States Bank
  • 1520 E Mulberry St, Fort Collins, CO, 80524
  • Western States Bank is a bank with operations in three states. Western States Bank offers numerous mortgage programs including conventional, FHA, VA, reverse and construction mortgages. Western States Bank is a FREEandCLEAR Certified

    At our bank, you will find banking professionals who are dedicated to meeting your financial needs.

  • Great Plains Mortgage Company LLC
  • 473 Routt Dr., Loveland, CO, 80538
  • The Great Plains Mortgage Company team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • Space Age Federal Credit Union
  • 3005 South Parker Road, Suite C - 300, Aurora, CO, 80014
  • Space Age Federal Credit Union is a full-service financial institution that has been serving our membership since 1952. At Space Age, we make taking care of your finances as quick, easy, and convenient as possible. We offer a variety of ways to access your account, and a choice of locations.