2026 FHA Loan Limits for North-Platte, Lincoln County, Nebraska

For 2026, the FHA loan limits in North-Platte county of Lincoln, NE are defined as follows: $433,550 for a single-family home, $555,000 for duplexes, $670,900 for properties with three units, and $833,750 for four-unit buildings.

When it comes to conventional loans, the highest loan amount for a single-family dwelling is $548,250. For two-unit residences, it stands at $702,000, for three-unit properties at $848,500, and reaches $1,054,500 for those with four units.

Utilize our FHA calculator to uncover today’s most competitive FHA rates and evaluate the down payment, needed income, credit score, reserves, and documents crucial for qualification.

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The Lendersa® calculator empowers you to measure FHA rates and terms against those of various other loan programs. Delve into and compare options including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA terms.

Lendersa® aggregates extensive loan program information from thousands of lenders and swiftly provides comparisons tailored to your distinct financial circumstances and needs.

The Loan Limits Comparison Table for 2026 in North-Platte county of Lincoln, NE presents maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To investigate requirements regarding income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits North-Platte county of Lincoln, NE

SFR 2 Units 3 Units 4 Units
FHA $433,550 $555,000 $670,900 $833,750
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $346,840 $346,840 $346,840 $346,840
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


North-Platte FHA Lenders

  • First State Bank Nebraska
  • 605 10th Street, Gothenburg, NE, 69138
  • Lends in Nebraska
  • We can guide you to the right loan amount and best program for you. Based on standard lender guidelines, we'll get you a good idea of what kind of terms and loan program you can expect to benefit most from. We'll guide you through the process and make it worry-free to improve your interest rate.

  • Adams Bank & Trust
  • 315 N Spruce St, Ogallala, NE, 69153
  • Lends in Nebraska
  • Adams Bank & Trust is a growing commercial bank in Nebraska, Colorado and Kansas that is committed to promoting local economic growth through business, agricultural and consumer lending. Founded in 1916, the bank remains locally owned and privately held, and has grown to well over a billion dollars in assets.

  • Pathway Bank
  • 306 High Street, Cairo, NE, 68824
  • Lends in Nebraska
  • Pathway Bank is a progressive and independent community bank with approximately $167M in assets. A full-service financial institution, proactively seek and deliver innovative, competitive products and services that exceed expectations and support the people and communities we serve.

  • Home Federal Bank
  • 221 S Locust St, Grand Island, NE, 68801
  • Lends in Nebraska
  • Home Federal Bank To provide solutions to our customers that enhance their financial security in the most convenient and efficient way possible while striving to provide the most value and return to our stakeholders. Home Federal Bank was founded by Buck Beltzer in May of 1935. Home Federal Bank's first office was located in the Grand Island.

  • Banner Capital Bank
  • 205 State St, Harrisburg, NE, 69345
  • Lends in Nebraska
  • In 1964, we opened our doors under the brilliant blue skies of Harrisburg, Nebraska—a rural farming community in the heart of The Nebraska Panhandle. One firm handshake at a time, we earned the trust of our customers, allowing us to expand and create new relationships around Nebraska and then into Wyoming.

  • Heartland Bank - Nebraska
  • 896 G Street, Geneva, NE, 68361
  • Lends in Nebraska
  • Heartland Bank is a family-owned, community bank serving the financial needs of Central Nebraska for over a century. We specialize in Personal, Business and Agricultural Banking. Our vision is to be a growing organization providing leadership that improves the lives of customers, associates and communities.

  • Columbus Bank and Trust Company
  • 2501 13th Street, Columbus, NE, 68601
  • Lends in Nebraska
  • Columbus Bank and Trust Company is a locally owned, home town bank that originally opened its doors on February 2, 1935 and has remained in local ownership for over 80 years. The original owners were R.V. Prokop, J.H. Moeller, and W.E. Barkley. The Bradley Family took ownership in 1938 and retained ownership until July of 2013.

  • Bankfirst Nebraska
  • 100 North 13th Street, Norfolk, NE, 68701
  • Lends in Nebraska
  • We are a locally owned, full service bank based in Norfolk, Nebraska with locally managed branches across Nebraska and Iowa. We have been serving our communities for over 50 years. BankFirst is the local bank you can trust. With 12 locations spread across Nebraska and Iowa, we are invested in the communities we serve.

  • Elkhorn Valley Bank and Trust
  • 404 South 25th Street, Norfolk, NE, 68702
  • Lends in Nebraska
  • Elkhorn Valley Bank & Trust is a full-service bank with 8 locations in Norfolk, Wayne, Pierce & Albion, NE. Each branch is staffed with experienced & knowledgeable personnel. We provide banking, lending, wealth management, & insurance services to our customers. Elkhorn Valley Bank & Trust continues to be the leader in servicing the financial needs.

  • Commercial State Bank
  • 519 East Broadway, Wausa, NE, 68786
  • Lends in Nebraska
  • Commercial State Bank is an independent, locally owned and managed bank with branches located in Wausa, Nebraska City, and Elkhorn, Nebraska. Commercial State Bank was chartered on November 30, 1925, when the Department of Trade and Commerce, Bureau of Banking, signed by Governor Adam McMullen issued the charter.