In the year 2025, the FHA loan limit for Franklin county, within Merrimack, NH, is designated as $472,030 for a single-family house. For buildings with two units, the cap is $604,400, while for three units, it rises to $730,525, and for four-unit properties, it is set at $907,900.
The conventional loans' upper limit for a single-family residence stands at $726,200. For two-unit dwellings, it is $929,850; for homes with three units, $1,123,900, and for four-unit homes, the limit is $1,396,800.
Utilize our FHA calculator to explore today's optimal FHA rates and determine necessary downpayment, income, credit, reserves, and documentation needed to qualify.
The Lendersa® calculator facilitates comparison of FHA rates and terms with those of other loan structures. This includes exploring conventional loans, jumbo loans, VA, USDA, non-QM loans, and structured hard money loans, as well as FHA loans.
Lendersa® effortlessly gathers loan data from thousands of lenders, swiftly comparing it against your personalized financial profile and needs.
The Loan Limits Comparison Table for 2025 in Franklin county of Merrimack, NH, allows you to compare maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and standardized hard money. For detailed comparison of qualification criteria, such as income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $350,000 | $350,000 | $350,000 | $350,000 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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