For 2026, the FHA loan limits in Allamuchy located in Warren county, NJ, are as follows: $472,030 for a single-family home, $604,400 for two-unit properties, $730,525 for three-unit homes, and $907,900 for four-unit buildings.
The maximum loan amount for conventional loans on a single-family residence is set at $726,200. For properties with two, three, and four units, the ceilings are $929,850, $1,123,900, and $1,396,800, respectively.
Use our FHA calculator to access the most competitive FHA rates today and calculate necessary amounts for the downpayment, required income, credit score, reserves, and the documentation needed for approval.
The Lendersa® calculator assists in comparing FHA rates and terms with those of other loan programs, such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans. Examine these options alongside FHA offerings to make an informed decision.
Lendersa® draws comprehensive data from a wide network of lenders, swiftly juxtaposing it with your specific financial profile and needs, ensuring a match with the best loan options.
Refer to the Loan Limits Comparison Table for 2026 available in Allamuchy, under Warren, NJ, for a clear perspective on maximum loan amounts related to FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for an in-depth analysis of qualification prerequisites including income, reserves, and credit assessments.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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