In 2025, the FHA loan limit in Panther-Valley county, Warren, NJ, is set at $372,600 for a single-family home. For properties with two units, the cap is $477,000, while three-unit homes reach $576,550, and four-unit properties have a maximum of $716,550.
The top conventional loan amounts for a single-family home is $548,250. For two units, the limit is $702,000; three-unit buildings can go up to $848,500, and for four units, it is $1,054,500.
Use our FHA calculator today to discover the best rates and determine what downpayment, income criteria, credit scores, reserves, and documentation are needed for qualification.
The calculator from Lendersa® lets you compare FHA rates and terms with those of other loan programs. You can explore Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA options.
Lendersa® compiles loan program data from thousands of lenders, comparing this swiftly with your unique financial profile and needs.
For 2025 in Panther-Valley county of Warren, NJ, the Loan Limits Comparison Table exhibits FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan amounts. To assess qualification requirements such as income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $372,600 | $477,000 | $576,550 | $716,550 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $298,080 | $298,080 | $298,080 | $298,080 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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