For 2026, in Mount-Olive, part of Morris county in NJ, FHA loan limits are $822,375 for single-family homes, $1,053,000 for two-unit properties, $1,272,750 for three-unit residences, and $1,581,750 for four-unit buildings.
Conventional loans maximum for a single-family dwelling is $822,375. For two-unit homes, it's $1,053,000; for three units, it is $1,272,750; and $1,581,750 for four-unit residences.
Utilize our FHA calculator to find today’s top FHA rates and calculate key requirements like down payment, income, credit, reserves, and documents needed to qualify.
Lendersa® calculator helps you compare FHA rate and terms with other loan programs. Explore comparison options, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans with FHA.
Lendersa® aggregates data from thousands of lenders, quickly evaluating it against your financial profile and needs.
The Loan Limits Comparison Table for 2026 in Mount-Olive, county of Morris, NJ, compares maximum loan amounts for FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare qualification needs like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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