In 2026, the FHA loan limits for East-Greenwich county in Gloucester, NJ are set at $431,250 for a single-family residence. For two-unit properties, the limit is $552,050, for three-unit homes it's $667,350, and for those with four units, it's $829,350.
The limits for conventional loans on a single-family home stand at $548,250. For duplexes, the cap is $702,000; for triplexes, it's $848,500; and for fourplexes, it reaches $1,054,500.
Utilize our FHA calculator to access today’s most competitive FHA rates and to determine required factors like downpayment, income, credit, reserves, and necessary documents to qualify for a loan.
The Lendersa® calculator allows you to contrast FHA loan rates and terms with those of other programs. Dive into comparisons across Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® aggregates data from thousands of lenders, quickly evaluating it against your unique financial profile and needs.
The 2026 Loan Limits Comparison Table in East-Greenwich county of Gloucester, NJ, allows you to compare the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for a thorough assessment of qualification requirements, including income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $431,250 | $552,050 | $667,350 | $829,350 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $345,000 | $345,000 | $345,000 | $345,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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