In 2026, the FHA loan limits for Lebanon County of Hunterdon, NJ stand at $1,089,300 for a single-family home, $1,394,775 for two-unit properties, $1,685,850 for three-unit residences, and $2,095,200 for four-unit buildings.
For conventional loans, the maximum amount allowed for single-family homes is $1,089,300. Two units have a limit of $1,394,775, three units can borrow up to $1,685,850, and four-unit homes have a cap of $2,095,200.
Utilize our FHA calculator to view today’s most competitive FHA rates and determine the needed downpayment, income, credit, reserves, and documentation for qualification.
The Lendersa® calculator allows you to compare FHA rates and terms with those of other loan programs. Assess options like Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans along with FHA.
Lendersa® compiles data from thousands of lenders, offering quick, tailored comparisons suited to your personal financial profile.
The Loan Limits Comparison Table for 2026 in Lebanon County, Hunterdon, NJ, presents a review of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To analyze qualification factors like income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $776,600 | $776,600 | $776,600 | $776,600 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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